This chapter includes all processes and environmental resources, both renewable and non-renewable, that enable the Bank to carry out its activities and that contributed, and still contribute, to its past, present and future success as a financial intermediary.
SHARED VALUE GENERATED BY INTESA SANPAOLO
- Combating climate change
- Reducing environmental costs
- Employment development in the green economy
Climate change 
Summary table of Group environmental data
| Unit of measurement | 2014 | 2013 | 2012 | |
|---|---|---|---|---|
| Environmental loans | M€ | 643 | 1,165 | 3,037 |
| Electricity | MWh | 469,131 | 506,459 | 549,676 |
| Heat energy | MWh | 229,731 | 267,894 | 250,167 |
| Paper | ton | 8,093 | 8,485 | 8,957 |
| Waste | ton | 3,245 | 3,045 | 2,700 |
| Water | m3 | 2,140,026 | 2,480,507 | 2,419,472 |
Loans and services for the green economy 
In 2014, over 2.3% of all Intesa Sanpaolo loans regarded the renewable energy sector, agriculture and environmental protection, for a total of around 643 million euro.
Loans for energy efficiency and renewable energy
Reduction of atmospheric emissions
Environmental emissions verified by a third party
Consumption and energy efficiency
USE OF RENEWABLE RESOURCES
Total direct + indirect energy (Scope 1+ 2)
2,591,868 GJ Total direct + indirect energy per operative
(GJ operative)
Mobility: km per employee
Paper, waste and water
PAPER
- Environment-friendly or recycled paper accounts for 93% of purchases
WASTE
- Outside of Italy, the amount of used toner and ink ribbons fell by over 40%
WATER
- In 2014 the amount of water consumed by the Group fell by an average of 13.7% compared with 2013.